This is the settlement website for the class action lawsuit, known as White v. Members 1st Federal Credit Union, pending in the U.S. District Court, Middle District of Pennsylvania.

A $910,000.00 Settlement has been reached in a class action lawsuit about APPSN Fees (“Overdraft Fees”) charged on certain Point of Sale transactions by Members 1st Federal Credit Union (“Members”) where there was a sufficient available balance at the time the transaction was authorized, but an insufficient available balance at the time the transaction was presented to Members for payment and posted to a member’s account. Members maintains that there was nothing wrong with the transaction processing practices it used and that it complied, at all times, with applicable laws and regulations and the terms of the account agreements with its members.

The Settlement Class has been defined as former Members’ members who were charged qualifying Overdraft Fees between March 29, 2015, and January 14, 2019, and who had closed their accounts prior to January 14, 2019. Excluded from the Settlement Class is Members 1st Federal Credit Union, its parents, subsidiaries, affiliates, officers and directors, all Settlement Class members who make a timely election to be excluded, and all judges assigned to this litigation and their immediate family members.

If You Are a Former Member of Members 1st Federal Credit Union Who Was Charged Overdraft Fees between March 29, 2015 and January 14, 2019, and who had closed their accounts prior to January 14, 2019, You May Be Eligible For Benefits Under a Class Action Settlement.


Summary of Your Legal Rights and Options in this Settlement
Receive a Payment If you are entitled under the Settlement to a payment, you did not have to do anything to receive it. Now that the Court has approved the Settlement, once it becomes final and effective, as long as you remained in the Settlement Class, you will automatically receive a payment by check.
Exclude Yourself from the Settlement The deadline to exclude yourself from the Settlement was June 26, 2020.
Object The deadline to object to the Settlement was June 26, 2020.

This Website explains important rights you may have. These rights and options, and the deadlines to exercise them, are further explained in the Notice you may have received, or you may review the Frequently Asked Questions page of this website for additional information. Your legal rights are affected whether you act or not.